mutual funds<\/a>. This benefit means that investors in the top debt funds may count on consistent returns and access to regular interest payments.<\/p>\n\n\n\n\u00b7 The comparatively high liquidity of fixed-income and debt mutual funds in India is one of their primary benefits. You may request a withdrawal from your debt fund at any moment, and the money will be sent to your bank account within 24 hours. When money is needed quickly, debt financing might be a lifesaver.<\/p>\n\n\n\n
\u00b7 Deferring annual taxation is another perk for debt funds. Withdrawals from a debt fund account trigger taxation. However, indexing and lower tax rates on returns are available.<\/p>\n\n\n\n
Conclusion<\/strong><\/p>\n\n\n\nDebt funds remain a good alternative in India when looking for a lower-risk investment with higher returns. At the same time, ensure the investment option matches your goals before investing. <\/p>\n","protected":false},"excerpt":{"rendered":"
One important thing that determines your investment choices is your risk appetite. Your risk appetite defines the amount of risk you can afford to take in an investment. The primary risk in an investment is…<\/p>\n","protected":false},"author":2,"featured_media":2651,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[41],"tags":[],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.alvinodesign.com\/wp-json\/wp\/v2\/posts\/2650"}],"collection":[{"href":"https:\/\/www.alvinodesign.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.alvinodesign.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.alvinodesign.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alvinodesign.com\/wp-json\/wp\/v2\/comments?post=2650"}],"version-history":[{"count":1,"href":"https:\/\/www.alvinodesign.com\/wp-json\/wp\/v2\/posts\/2650\/revisions"}],"predecessor-version":[{"id":2652,"href":"https:\/\/www.alvinodesign.com\/wp-json\/wp\/v2\/posts\/2650\/revisions\/2652"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.alvinodesign.com\/wp-json\/wp\/v2\/media\/2651"}],"wp:attachment":[{"href":"https:\/\/www.alvinodesign.com\/wp-json\/wp\/v2\/media?parent=2650"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.alvinodesign.com\/wp-json\/wp\/v2\/categories?post=2650"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.alvinodesign.com\/wp-json\/wp\/v2\/tags?post=2650"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}